FAQ
How It Works

How It Works

Abba App Users have a variety of alternatives for authenticating, including PINs, Passcodes, QR Codes, and Biometrics like fingerprints and facial recognition for confirming each transaction. No transaction can happen unless confirmed by the user.
Abba App, as a mobile payment system, it enables individuals and businesses to send and receive money, as well as make payments safely, securely and in real-time, to and from anyone with a mobile phone number or an email, anywhere in Africa and beyond (where available). When linked with the user's bank account, debit, or credit card, Abba App can also be used to make e-commerce and point-of-sale (POS) purchases. It is accessed only via the Abba Mobile App and serves as the middleman to keep users' bank data secure.
Abba App can be used by anyone or any business, anywhere in Africa and beyond (where available).
There are currently over 1.4 billion people and over 700 million small businesses in Africa, and anyone with a smartphone can make use of Abba App to send or receive money up to $250,000 USD (with verified accounts) per each single transaction, from or to anyone anywhere in Africa and beyond (where available) or to make purchases anywhere they accept QR Code scanning
Any money that goes through Abba App should be considered as clean money, because every user who sends money through Abba App must have an active bank account (with a bank, anywhere) to send money through Abba App, and every user who receives any money through Abba App must also have an active bank account (with a bank, somewhere) to withdraw any money from Abba App. While Abba App has a stringent KYC process, Abba App users must also have gone through the KYC process through their respective banking institutions. And since Abba App serves as a secured intermediary tool between users' banks, then there can be no money laundering through Abba App.
Abba App has been designed to process over $500 billion USD in value transactions each day.
Abba App works as an intermediary between you and your bank.
Once you have downloaded Abba App and signed up for an Abba App Account (free of charge), you simply add your bank account or credit/debit card to your Abba App account and whenever you are sending money or making an online payment, you can select which account to debit. All transactions are processed through Abba App, instead of your bank.
Any money received will remain in your Abba App Account and you can use it for your transaction needs such as sending money to your family members or friends, making payments (with a QR code scanning), or withdraw to your bank account.
Withdrawals to your bank account can take a few days or minutes (your bank may charge a fee).
Abba App can be used via a mobile app, programmatic interfaces, or integrations. It provides tools and services to support POS (point of sale), e-commerce, and subscription-based transactions. Abba App safeguards users by offering sellers protection, purchase resolution, and the best digital security in the industry.
To sum it up, Abba App:
- Enables online and in-person payments for goods and services.
- Provides a way for users to send and receive money to and from anyone anywhere (where available).
- Ensures various levels of digital security and payment protection.
- Charges a variable and/or fixed fee for services rendered.
- Abba App can also be used for paying for school fees, church offerings and tithes, crowdfunding for families, friends or communities, and can be set as a default payment method to be used online in place of a credit or debit card.
These and more make Abba App the preferred payment method and a platform for sending and receiving money across Africa.
- Africa, a continent of multicurrencies, Abba App enables you to send and receive money, faster, safer, and secure, in the currency of your choice, to or from anyone anywhere in Africa and beyond (where available).
- Africa, a continent of many possibilities, Abba App enables you to receive money instantly, in real-time, from anyone with an email address or mobile phone number, anywhere in Africa and beyond, and you can withdraw the money, free of charge, to your bank account, whichever you choose. (Individual banks may charge fees independent of Abba App).
- Africa, a continent of multitaste, Abba App enables you to pay for anything, anytime, anywhere in Africa with the scanning of the Abba App QR codes or USSD.
- In the world of fast-paced commerce, Abba App Debit Card (coming soon) will enable you to have access to your cash instantly and pay for anything or use ATMs to withdraw your cash, anytime, from anywhere in the world.
With Abba App, we put Africa’s world of commerce and banking solutions in your hands.